Contact me for more information on if you qualify for a loan modification program or are faced with the decision on whether you should short sale your home.
Have you been looking to buy a foreclosed home?
There are many opportunities available to purchase homes that have been through the foreclosure process. Many of these homes are offered first to home buyers who will be occupying the property. After a certain amount of time, if no acceptable offer is made, they will then be offered to investors.
If you are a home buyer or investor searching for these homes, please contact me today to discuss your options.
Have you been struggling with your mortgage payments?
Help is available!
Short sales are a delicate matter, and with Lauren Johnson's team, we handle your short sale with the utmost compassion and diligent service. From step one of figuring out what type of loan you currently have, helping you wade through the process of paperwork that is required to get your short sale approved, all the way through offers and closing escrow. Lauren Johnson's team is dedicated to helping you during this difficult time.
Lauren Johnson is a certified short sale and foreclosure specialist who can help you to decide if you should short sale your home.
We understand that if you are struggling to make your payments and are facing the possibility of foreclosure, that you don't want to be in this position. We can offer assistance to homeowners struggling to make a decision by directing you to the appropriate program to help.
Depending on your circumstances, there may be help in the form of loan modification programs, which we can direct you to.
If you do not qualify for a loan modification, we can aid you in understanding why short sale programs are almost always better than the alternative of foreclosure.
Short sales, In addition to having a smaller impact on important things such as your credit score and ability to purchase again in the future, can sometimes give you more time in your home, as short sale program guidelines provide up to four months for the agent to market your home!
There are many things to consider when deciding whether to do a short sale, but since short sales require lender approval, time is of the utmost importance!
Starting the short sale process before you run out of time is imperative in successfully selling your home.
Please allow me to set up a consultation with you to discuss your options today!